Health, Dental, & Accident

FOR INDIVIDUALS

Individual Health Dental & Accident

PFSI recognizes that not everyone receives insurance coverage through an employer, especially small business owners.

We offer competitive health insurance plans through all major insurers. Some of these include dental add-on coverage. With so many changes to the individual health insurance market, you need an advocate that can help you understand the rules and carefully evaluate your options. We also provide accident plans that reimburse your costs in case of a major accident.

Individual Health

An individual health plan provides coverage for you and your family (if applicable) to cover all or a part of your health care provided by doctors and hospitals. PFSI offers you competitive choices between traditional co-pay plans and high-deductible plans with Health Savings Accounts (HSAs). We can also help you understand your subsidy eligibility and guide you through the process to receive these advance tax credits to reduce the cost of your insurance.

Since the implementation of the ACA in 2014 we have seen many negative changes in the individual health insurance market. Another fact you may have not been aware that has occurred, Broker compensation has been significantly cut or eliminated entirely by carriers. With that being said, we have solutions in place to help you through this process. Below is a link that provides quotes from multiple carriers. Here you can compare the available plans and pricing of those plans. We have also attached a PDF guide on how to quote your self. This guide outlines how to use the online quoting system. If you still need additional assistance, we will be scheduling 30-minute meetings and 15-minute phone consultations. The links to sign up for those are located below.

Get a Quote Here:

Schedule a Consultation

We will be scheduling 30 minute phone consultations beginning in November for clients who have questions regarding their renewal or enrollment options. Click the links below to schedule your 30 minute meeting with a health professional.

For additional information on plans, carrieres and subsidies, please see below.

Contact us today to find out how we can help you find the right Individual Health coverage for you!

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